Welcome to delphee,
powered by
inspiring development 
Simplify your ECL
calculations.
The ECL Calculator:
IFRS 9 compliant Expected Credit Losses (ECL) calculations
that simply work.
Your current way of calculating IFRS 9 (ECL) is slow and requires technical and statistical expertise
The yearend ECL is a surprise, because you cannot get a complete update of the ECL during the year
It’s hard to find competent staff or you are dependent on 1-2 critical staff who can calculate your ECL
You are not fully in control of your ECL: your tool does not allow you to adjust your ECL variables
Tools on the market are made for large, complex banks and are too complicated and expensive for you
A native cloud app that can run on-prem, delphee connects to your core banking system over API or ODBC in order to seamlessly integrate with existing data workflows.
The app design is built around the user experience as we believe that it is the only way to extract the full value of the data for the institution.
We implement our multi-audited algorithm embedded in an application that shows calculations to the user and the auditor in a transparent and understandable way.
The dashboard helps you understand the ECL drivers, compontents and trends, to help you actively manage your ECL.